Contractor & Tax Guides

Plain-English guides for Australian contractors and sole traders. Tax planning, rate setting, super and more.

Tax

Record Keeping Requirements for Australian Sole Traders: A Complete Guide

Learn what records you need to keep as an Australian sole trader, how long to keep them, and why proper documentation is essential for tax time and ATO compliance.

8 min readJune 8, 2026
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Contractor Pay

Contractor Daily Rate vs Employee Salary: What's The Real Difference?

Learn how to calculate the equivalent daily rate you need to charge as a contractor to match an employee salary, accounting for tax, super, and expenses.

6 min readJune 1, 2026
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Tax

Personal Services Income (PSI) Rules Explained Simply

Understand PSI rules and how they affect your tax as an Australian sole trader or contractor. We break down the rules, thresholds, and what you need to know for the 2025-26 tax year.

7 min readMay 25, 2026
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Tax Savings

Tools and Equipment Deductions for Tradies: 2025-26 Tax Year Guide

Learn what tools and equipment you can claim as tax deductions in 2025-26, including the instant asset write-off threshold, depreciation rules, and what the ATO will actually allow.

6 min readMay 18, 2026
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Tax

End of Financial Year Checklist for Australian Contractors

Don't leave money on the table. Use our comprehensive EOFY checklist to maximise your tax deductions, organise your records, and prepare for the 2025-26 tax year.

7 min readMay 11, 2026
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Superannuation

Super Guarantee Obligations: Contractors vs Employees – What You Need to Know

As an Australian sole trader or contractor, understanding your super guarantee obligations is critical. Learn the key differences between hiring contractors and employees, and avoid costly mistakes.

6 min readMay 4, 2026
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Tax Savings

How to Set Up a Tax Set-Aside System as a Contractor

Stop stressing about tax bills. Learn how to set up a simple, effective tax set-aside system that keeps your cash flow healthy and your ATO obligations on track.

6 min readApril 27, 2026
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Superannuation

Super Guarantee Obligations: Contractors vs Employees – What You Need to Know

As a sole trader hiring help, understanding when you must pay superannuation is crucial. Learn the key differences between contractors and employees, and how to stay compliant with ATO requirements.

6 min readApril 20, 2026
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Tax

PAYG Instalment Obligations for Contractors in 2025-26

Understanding your PAYG instalment requirements as a contractor can save you money and stress. Here's what you need to know for the 2025-26 tax year.

6 min readApril 18, 2026
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Tax

Quarterly BAS Lodgement Guide for Sole Traders in 2025-26

A complete guide to understanding and lodging your Business Activity Statement (BAS) as a sole trader. Learn about deadlines, what to include, and how to stay on top of your tax obligations.

8 min readApril 18, 2026
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Contractor Pay

How to Calculate Your Contractor Rate When Moving From Employment

Making the leap from employment to contracting? Learn how to set your hourly or daily rate to match your former salary while accounting for tax, super, and business expenses.

6 min readApril 18, 2026
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Personal Finance

Managing Cash Flow Gaps Between Invoices as a Sole Trader

Cash flow gaps can put pressure on your business finances. Learn practical strategies to bridge the gap between invoices and keep your sole trader business running smoothly.

6 min readApril 18, 2026
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Work Planning

Public Holidays Australia 2026: State Dates and Long Weekend Planning

Check 2026 Australian public holidays with state and territory dates for NSW, VIC, QLD, WA, SA, TAS, ACT and NT, plus long weekends.

3 min readApril 14, 2026
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Mortgage

Mortgage Repayment Calculator Australia 2026: Monthly Payment Guide

Use an Australian mortgage repayment calculator guide for 2026 monthly, fortnightly and weekly repayments, principal-and-interest and interest-only loans.

5 min readApril 14, 2026
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Superannuation

Paycheck Calculator with Superannuation Australia 2025-26

Use a paycheck calculator with superannuation Australia guide for 2025-26 salary package checks, 12% super guarantee, base salary plus super.

4 min readApril 14, 2026
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Tax Savings

Tax Savings Australia 2025-26: Deductions and Salary Sacrifice Checklist

Use this Australian tax savings checklist for work-related deductions, salary sacrifice, super contribution paperwork, offsets and calculator tools.

3 min readApril 14, 2026
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Tax Refund

Tax Refund Australia 2025-26: Deductions and Return Checklist

Use this Australian 2025-26 tax refund checklist to review work-related deductions, work-from-home expenses, offsets, super contributions and records.

4 min readApril 14, 2026
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Personal Finance

Take-Home Pay Calculator Australia 2025-26: Salary After Tax Guide

Use a take-home pay calculator Australia guide for 2025-26 income tax, Medicare levy, HELP/HECS and 12% super, with weekly, fortnightly and monthly breakdowns.

4 min readApril 14, 2026
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Tax

Salary Calculator Australia 2025-26: Salary After Tax Guide

Use a salary calculator Australia guide for salary after tax, weekly, fortnightly and monthly pay, Medicare levy, HELP/HECS and 12% super.

4 min readApril 14, 2026
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Contractor Pay

Contractor Hourly vs Daily Rate Calculator Australia 2025-26

Convert a contractor day rate to hourly rate, compare hourly rate to day rate, and estimate the salary equivalent after GST, super and tax.

4 min readApril 14, 2026
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Tax

Contractor Tax Calculator Australia 2025-26: Tax Planning Guide

Use a contractor tax calculator Australia guide to plan 2025-26 income tax, Medicare levy, HELP/HECS, GST, PAYG instalments and PSI.

5 min readApril 14, 2026
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